• Florida Life Insurance Made Perfectly Clear

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Ashworth & Sachs Insurance Services: Quality Life Policies for All of Florida

Some people assume life insurance is a luxury fit for only certain lifestyles. Some people think they don’t need life insurance because they don’t have dependents or because they’re not married. In any of these cases, going without life insurance is a misstep – and your loved ones have to deal with the repercussions.

We only use A+ rated life insurance companies. We have access to 100+ companies when we quote. Our client will always receive our best quote regardless of commission level.

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What Happens if You Die Without Life Insurance?

Life Insurance offers a viable solution to issues that arise with your unfortunate passing. Things like funeral costs, supplemental income for your dependents, and other costly affairs that come from sudden death. If you have sufficient life coverage, you’ll gain the peace of mind that comes with knowing the insurance money will take care of your loved ones if you suddenly leave them behind.

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Life Insurance is for All Walks of Life

This is the reality: Regardless of your financial circumstances, or marital and parental status, life insurance matters. At Ashworth & Sachs Insurance Services, we offer a complete line of life insurance solutions. Regardless of your price points or financial constraints, we’d be delighted to review your life insurance options and help you construct a policy that fits your unique needs and budget.

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Ashworth & Sachs Knows Florida Life Insurance

At Ashworth & Sachs Insurance Services, we understand that the process of selecting the right life insurance can be confusing—perhaps a bit overwhelming for some. Not to worry. We go all-out to deliver topnotch customer care.

We offer a broad range of optional life coverages all over Florida. Our line of life insurance and personal financial products includes:

Universal Life

Universal life is life insurance composed of investment savings with low premiums. Most policies have a flexible premium option, but other may require a single lump-sum or scheduled fixed premiums.

Term Life Insurance

Also known as ‘pure life insurance’, term life insurance guarantees payment of a death benefit during a specified term. Once the term expires, you can choose to either renew for another term, convert to permanent coverage, or do nothing and allow the policy to terminate.

Long Term Care Insurance

Long-term car (LTC) insurance provides coverage for nursing home care, home health care, or other forms of long-term care for individuals with a chronic and/or a disabling condition.

Annuities

Annuities are payout options for the beneficiaries on a policyholder’s life insurance. It allows a lump sum to be paid out over a specific period of time. There are 4 types of annuities:

Refund

Pays the beneficiary the difference between the purchase price of the annuity and the sum of the monthly payments.

Single Life Annuity

Pays the annuitant guaranteed income for the rest of their lifetime then stops when upon their death.

Joint and Survivor

If either insured dies on a joint policy, the surviving policy holder will continue to receive the same income payments. When the surviving policy holder dies, no further payments are made to anyone

Period Certain

Guarantees beneficiary will receive payments for a certain period of time.

When you shop with Ashworth & Sachs Insurance Services Insurance, you'll get thoughtful, personalized service every step of the way. We will answer every question you pose as thoroughly as possible. We won’t be satisfied until you get all the information you need to make educated decisions regarding life insurance coverage.

For A FREE Quote on Life Insurance, Contact Ashworth & Sachs Insurance Services

At Ashworth & Sachs Insurance Services, we’ll make sure you get the security you need and the peace of mind you deserve—at a competitive price. If you’re ready to build a new partnership with a Florida life insurance agency that puts your coverage needs above all other considerations, call Ashworth & Sachs Insurance Services today at 239-566-3355 or 888-853-6106. You can also fill out or online quote form.